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Risk-Based Pricing:

Make Every Offer Count

Solutions > Risk-Based Pricing

Smarter Pricing = Smarter Lending

Not all borrowers carry the same risk—so why price them that way? Tekambi’s Risk-Based Pricing engine helps you tailor offers dynamically based on credit profiles, behavior, and performance trends.

Increase approvals, reduce charge-offs and win more business with surgical pricing models.

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Turn Data Into Decisions That Drive ROI

Our platform allows you to evaluate potential customers based on a number of factors, including past loan performance (when available to help you fine-tune your strategies and maximize your lending ROI.

3-point system showing a lead's journey through Tekambi's system to assign a risk-based price

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Feature Highlights

Smart Filtering; Block duplicates and low quality sources to fit your business rules

Real-Time Routing: Instantly deliver leads to your best-fit destinations

Real-Time Routing: Instantly deliver leads to your best-fit destinations

Campaign Control: Customize rules for specific customer segments

Performance Analytics: Conversion rates, CPL, CPF; you see it all.

Lead Source Integration: Sync directly with publishers and affiliate partners

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Personalized Offers, Profitable Outcomes

Almost NO

Downtime

Tekambi's serves & software are so stable and well-maintained that there's almost never any downtime, so you can rely on smooth sailing.

Compete Without Sacrificing Margin

Offer flexible rates that win customers and protect your bottom line. Get the win without the risk.

dollar sign with exclamation mark representing precision lead routing

Route with

Surgical Precision

Our software recognizes that not all borrower are the same, and should never be treated as such when it comes to pricing.

Turn data into decisions that drive ROI.

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clean, modern dashboard showing how Tekambi's risk-based pricing orks

Use Tekambi's Risk-Based Pricing Solutions to:

Approve more borrowers without losing margin
Adjust pricing based on real-world performance
Increase profitability per funded loan
Automate what used to take hours of manual effort
Scale smarter with segmented strategies

Better rates. Better margins. Better borrowers.

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Didn’t Find Your Answer?

No worries! Contact the Tekambis team and we’ll be happy to assist you.

What is risk-based pricing in lending?

Risk-based pricing is a lending strategy that allows lenders to determine interest rates and loan terms based on borrowers’ default risk. The model considers factors such as credit score, income, and overall credit history.

How does risk-based pricing work?

The risk-based pricing works by evaluating borrowers’ data, including credit score, income, and payment history. It then assigns a risk tier to generate dynamic loan offers.

What factors influence risk-based pricing?

Key factors include creditworthiness, debt-to-income ratio, loan amount, and past repayment behavior, which determine the borrower’s risk tier and pricing.

Why do lenders use risk-based pricing?

Lenders use a risk pricing engine to approve more borrowers while controlling risk, ensuring competitive loan offers, and protecting profitability.

How does risk-based pricing improve loan approvals?

Risk-based pricing sits right between underwriting and compliance. Based on adjusted rates and terms, the pricing engine allows lenders to convert more applicants into funded loans.

Can risk-based pricing be automated?

Yes. Automated risk-based pricing engines use borrower data and configured rules to generate loan offers in real time without manual intervention.

What are the benefits of risk-based pricing?

Benefits include higher approval rates, optimized revenue, better portfolio performance, and consistent credit risk management.

How does Tekambi support risk-based pricing?

Tekambi’s risk-based pricing lets lenders automate loan offer adjustments based on borrower risk, applying configurable rules to maximize approvals and profitability.